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Why Would You Need a Commercial Package Policy?

2/12/2020

14 Comments

 
Picture
​A business insurance plan may not give you what you want in terms of coverage and protection. Perhaps, you are looking for something flexible and one that can provide you with only the coverage that you need. In that case, you need a commercial package policy. Here are the top reasons why you should need one.
Lower Costs of Premium
One of the reasons why business owners purchase a commercial package policy is that it is cheaper than individual policies. Most insurance companies will give you discounted rates in exchange for buying more insurance policies together. Thus, it is better than buying all of your insurance policies separately. The idea behind the low cost is that you won’t have to use the entire policy that often since it’s going to affect all the individual insurance policies in it.

Simple Policy Language
Another reason why you would want to buy a commercial package policy is that you can have one carrier to handle all the policy language. Considering that every insurance company has its own policy rules, the commercial package policy should save you a lot of trouble. A single and straightforward contractual language coming from one insurance company will give you peace of mind.

Comprehensiveness
With a commercial package policy, all you do is piecemeal different insurance policies together. That gives you enough freedom to decide on how small or how comprehensive your entire policy is. With a commercial package policy, you can bundle property insurance, general liability insurance, and business income insurance. You can also include business vehicle insurance as well as commercial crime coverage and many more.

Flexibility and Customizability 
A commercial package policy will give you flexibility on what insurance policies you can afford and what you actually need. You can decide what you want anytime. Just take note that workers’ compensation, commercial flood, and professional liability insurance are not a part of the commercial package policy. With a business insurance policy, you can only accept the terms, but with a commercial package policy, you have the final say as to what insurance types you'll need.

Some Final Words
A commercial package policy is one of the things that every small business owner should purchase. If you can’t afford the traditional business owners’ policy, then you can only buy what you want. With a commercial package policy, you call the shots.

At Desmond Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (859) 491-5100. Get your free quote today by CLICKING HERE.
14 Comments
Emma Brown link
10/28/2020 03:32:25 am

Hi. I would like to know more about <a href="https://www.teluscare.com/dubai/motor-servicing">car insurance costs</a> or commercial motors. If you can provide information on that then it would be really vey helpful. Thanks

Reply
Rebecca Gardner link
3/8/2021 08:58:35 am

Thanks for mentioning that commercial insurance can be comprehensive to include business coverage as well as vehicle coverage. My brother-in-law is working to get the equipment and agreements he needs to start a commercial truck fleet this June. I'll share this info he can use when pursuing commercial insurance for his new business.

Reply
Braden Bills link
3/12/2021 07:05:51 am

My friend isn't sure what kind of insurance he should get for his business. It makes sense that he might want to get a professional insurance company to help out with things. I'll make sure he knows how beneficial a commercial insurance plan would be for him.

Reply
Kieth link
4/28/2021 01:08:17 am

No job is too big or small, we cater to them all. We deliver everything from container cargo to high value items to all points of Luzon. Trucking services start at P4,500 per 10 hours. Rates negotiable depending on the items. All our trucks are equipped with GPS dash-cams for security and to ensure safe delivery of goods. For personalized consultation and quotation, please contact us.

Reply
Chris Pederson link
6/11/2021 10:34:34 am

I like the idea of bundling property, general liability, and business insurance all into one plan. That could make it easier for any business owner. They'd pay one fee for all of that coverage every month.

Reply
Chance Cook link
9/27/2021 01:50:07 pm

I would like to get a package that has simply policy language. A bunch of people might assume that insurance is not needed. But it is, despite how confusing it can be.

Reply
Braden Bills link
10/7/2021 06:03:56 am

My friend wants to get his insurance plan put together, but he's not sure how to go about it. It makes sense that he would to get an insurance plan. That seems like a good way to ensure that everything works out properly.

Reply
Hailey Miller link
12/29/2021 05:12:25 pm

Thanks for pointing out that a commercial package policy is one of the things that every small business owner should purchase to protect their business. I would imagine that any business owner would want to avoid financial problems and maximize their profits. I think they should look for a reliable company that can provide a commercial property insurance policy to protect their investment and assets.

Reply
Mia Evans link
12/29/2021 05:12:33 pm

Thanks for helping me understand that package policies can cost cheaper than individual ones, since the provider can offer discounted rates for buying more. With that in mind, business owners should consider getting packages when they need commercial property insurance coverages to save money. This could be perfect for startups that still have limited funds for each aspect of their business, especially when their funds are from loans.

Reply
Jeff Carbine link
3/4/2022 12:07:59 am

I appreciate that you explained a commercial package coverage allows you to choose which insurance policies you can afford and which ones you truly require. My best friend is looking for some info, this should help him. I appreciate that you helped me learn more about commercial insurance.

Reply
Millie Hue link
4/4/2022 11:41:42 pm

Thanks for pointing out that a commercial insurance policy with a single and straightforward contractual language would give the owner peace of mind. I can imagine how beneficial that would be for companies and even startups, so they can focus on their business instead. It would just be important to be covered to ensure that they don't cover the expenses caused by natural disasters or accidents from their own funds.

Reply
Iris Smith link
12/7/2022 06:06:59 pm

Thank you for mentioning that property insurance, general liability insurance, and business income insurance can all be combined into one commercial package policy. My sister is starting a warehouse. She wanted to obtain business insurance to ensure the security of her enterprise. I'll advise her to use commercial insurance services that provide a range of coverage, from property to business revenue.

Reply
Wooller link
1/2/2023 06:36:18 am

To write a beautiful post it is very important to write a beautiful container and have prepared a very good design and I got a lot of inspiration from your post and I would also like to post like you in my life. Please do check out my blog at <a href="https://www.craftsfit.com/what-car-insurance-is-right-for-you/">car insurance</a>.

Reply
Commercial Property Insurance link
7/28/2023 04:05:35 am

Absolutely! A commercial package policy offers cost-effectiveness, simplicity in policy language, and the freedom to customize coverage based on business needs. It's a great option for small business owners seeking flexibility and comprehensive protection. By bundling different insurance policies together, you have control over what coverage to include. It's a wise choice for those who want tailored protection without the limitations of a standard business owners' policy. Take charge of your insurance needs with a commercial package policy!




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