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Desmond Insurance Blog

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4 Tips On Spending Your Business’ First Profits

7/26/2021

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There is always something exciting about your first profit. Maybe you are familiar with the tradition of keeping your first dollar for keepsake purposes. You might even have encountered a store that has their first dollar framed near the cash registers. 
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On a more serious note, your first profit is vital to the future of your business. It determines the course of your budding business towards your goal. So, what should you do with the first profit that you made? Here are some valuable tips to effectively use your business’ first profits. 

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4 Ways To Protect Your Small Business From Potential Crimes

7/19/2021

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In managing a business, you are exposed to a lot of concerns. Business concerns such as how to attract customers and how to gain more profit are the most common. However, aside from thinking of ways to be successful, you also have to think about security and safety. 
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Businesses are often exposed to crimes since they are viewed as great targets in terms of resources. Imagine working hard to make a profit and then losing it in a robbery; that would be devastating. If you don’t want to go through these unfortunate situations, here are ways to prevent potential crimes against your business.

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Steps In Making An Insurance Claim After A Disaster

7/12/2021

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​Through your homeowner’s insurance, damages to your property after a disaster can be paid for by the company. However, the payment does not magically appear in front of you. What you have to do is to file an insurance claim to your insurer. If you are unfamiliar with this process, here are the steps that you have to follow.

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5 Things That Determine The Cost Of Your Auto Insurance

7/7/2021

26 Comments

 
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An auto insurance policy is the best protection you can have for your vehicle and yourself. With an auto insurance policy, you can rest assured that you won’t encounter financial problems with your car. 
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An auto insurance policy is never free. Moreover, the price of an insurance policy varies depending on the company and the client. Yes, the cost to pay for a premium depends on who you are. If you’re wondering what the specific reasons are, let this article help you out.

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Golf Carts: Cute, Handy….Dangerous

7/7/2021

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At one time golf carts were seen exclusively on golf courses. Then, since golfing is part of the sports world, other sports saw their usefulness, so carts popped up along the sidelines of football fields and near baseball dugouts, shuttling players about. Today, many more people are aware of the non-sports usefulness of golf carts and that is becoming a problem. ​

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Gun Liability – It’s Complicated

7/7/2021

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Consider this real incident. Once, during a party that involved minors drinking alcohol, one guest was shot and killed when a gun, being played with by its owner (another party attendee), went off. The parents of the deceased sued the parents of the gun handler. The latter requested coverage from their homeowner insurance company. The company denied coverage and, later, a court ruled that no obligation existed under the insurance policy. The company was released from the lawsuit.

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