​As the year comes to a close, nothing beats consulting with your favorite interior designers to anticipate the home design trends we can expect to see in the coming months. We all begin to spend more time in our homes, so we have more interest in making them functional and beautiful. House décor has become increasingly about balancing aesthetics and functionality. 

Bathroom upgrades such as bidets and multiple shower heads make bathrooms feel more luxurious, while rooms with geometric decorations provide us something new to look at every day. And today, you'll be reading about 5 interior design trends to keep you in the loop.

​Since Henry Ford revolutionized car manufacturing in the early twentieth century, the automobile industry has gone a long way. Cars are no longer only commuter vehicles or aspirational luxury items. With the growing emphasis on smoother movement, they have become a necessity. 

And to add to that, modern cars are progressively becoming computing gadgets on wheels rather than vehicles for transporting passengers or commodities. You’ll be reading more about these trends here in this article. You can take inspiration to mod your vehicle too!

​A business insurance policy may include optional equipment breakdown coverage. It may assist with repairing or replacing damaged equipment following a covered incident. And you will be reading more about that here in this article.

Equipment breakdown insurance may assist with covering equipment that is critical to the operation of your business, such as boilers and machines, as well as office air conditioning, computers, and security systems. 

Losing your perishables supply can be costly if you own a restaurant, a grocery shop, or a wholesale food business. Your company's income and image may suffer due to a government agency shutting down your firm due to improper food distribution.

Food deterioration and contamination coverage in your company’s insurance policy may be beneficial in specific cases. And today, you’re going to learn more about that. This article will cover topics related to food spoilage coverage to help you with your food marketing needs.

Rental car insurance can be confusing and frustrating. Learn what you need to do before you ever step foot in a rental car office. Watch this short video for great tips.​

There are so many things that can go wrong at home, and to keep your family safe, you should implement some rules. 
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These rules may seem like common sense, but there’s no better time than now to make sure everyone knows them by heart. Here are some of the most important safety rules that should be implemented at home

Driving in the rain can be a risky endeavor, particularly when you are driving with other people in the car who are unfamiliar with the roads or if you’re driving in an area you’re not familiar with. 
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But there are some safety tips for driving in the rain that can help reduce your risk of getting into an accident and make your trip less stressful overall. Below are six tips that could help you.

It’s no secret that vehicle repairs are taking significantly longer due to labor shortages and supply chain issues. Being aware of this delay before you are in an accident can help you save money. Now is the time to rethink rental reimbursement.
 
Rental Reimbursement Coverage is an optional coverage on auto insurance that reimburses you, in most situations, when your car is being repaired and isn’t drivable due to an accident or claim.
 
The coverage itself hasn’t changed. Because vehicles are in shops longer and auto parts are scarce, rental car pricing is increasing and rental car availability is decreasing.
 
Before labor shortages and supply chain issues, 30/900 coverage was considered sufficient. This means you would be reimbursed for up to $30 a day, with a maximum reimbursement of $900. Increasing that coverage to 40/1000 or higher might be something to consider.
 
Next Steps:

• Review your auto policy declarations page to see if you have Rental Reimbursement coverage.

 

• Contact your agent to discuss your current level of coverage and the potential need to increase that coverage.

Knowing what to do if you are in a car accident can make the claims process so much easier. Follow these simple tips:
 

1. Contact the police immediately to report the accident.
2. Do not leave the scene until the police direct you to do so.
3. Take photos of any vehicles involved, other property damaged and the accident scene.
4. Exchange insurance/contact information with other parties involved - name, phone number, email, insurance carrier name & policy number, agent name and phone.
5. Collect names, phone numbers and email addresses for any witnesses.
6. Remove any valuables from your vehicle before it is towed.
7. Contact Desmond Insurance https://www.desmondinsurance.com/report-a-claim.html or 859-491-5100.