​More than 350,000 home fires happen every year in the U.S., with Pennsylvania and California leading the count. Don't overlook preparations for a fire, and don't forget to check your home insurance for your fire protection coverage. Remember the following before and after tips.

​Are you planning to buy a used vehicle but unsure if this is the best time to do it? Are you worried if your auto insurance will cover a used car? Let us help you make the right buying choice with these tips.

​Most states expect you to have auto insurance. In states that require it, you typically need to buy the lowest amount of specific parts of auto insurance policies, like liability insurance. It's optional to buy the comprehensive and collision coverage components of auto insurance, which are the two insurance types you will use for vehicle repairs.

​Owning a house comes with an assortment of new encounters. On great days these are things like having the freedom to redesign property elements without oversight from a landowner. These encounters can incorporate such bothers as attempting to get your insurance policy to cover pest infestation damages.

Want to start a small hotel in your place, but you are not sure what to do? Here are some ways of how you create your small hotel business.

Tourism brings people, and when there are people or tourists, you can expect that business will flourish. It's because people who travel for pleasure will surely pay to have a great experience on their vacation. 
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They will surely need accommodation, hence why the hotel business is popular, and many want to try it. To learn more about it, here are the things you need to know.

Do you have some knowledge about construction and want to do a start-up business? However, you don't have any idea what to do or how to start. If that's the problem, then let this article help you out.

Building and starting your business can be intimidating, especially if you are not familiar with the step you need to take. Besides that, building a company is not easy, and you will undoubtedly face a lot of challenges once you start it.
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Although it's hard, it is not impossible. To help out, here are some helpful tips on how you can start your contracting company.

Please join us in congratulating Cindy Beckman on her upcoming retirement.  She will officially retire on April 1, 2021.  Cindy has vast experience, gained over the last 46 years, in insurance.  She entered the business right out of high school and has performed in almost every conceivable position.  Desmond Insurance benefited from her sharing her incredible knowledge; she also used her experience and expertise to train the next generation of our team at Desmond Insurance. 

Cindy enjoyed spending her time volunteering while she was not providing exceptional customer service to our clients or training and supporting our team.  She would often volunteer with the Kentucky Symphony, support uniform sales at St. Pius X Catholic School, and make quilts and pillows for the Hospice of the Bluegrass.  She would like to spend more time volunteering in her spare time for HONK (Housing Opportunities of Northern Kentucky) in her retirement as well as devoting more time quilting and spending more time with her nieces (teaching them to quilt).  Cindy also plans to do more research on her own family to discover more of her past and collect family memories.  Lastly, she wants to travel more and enjoy retreats with her family.

We have a team of professionals, led by Erica Huff, ready to assist you.  Do not hesitate to contact us with your insurance needs:
Phone: 859-491-5100
Email : clines@desmondinsurance.com
Website: www.desmondins.com

​Do you plan to start or manage a business soon? Or are you already running one? Here are start-up advice and tips for people like you.

​Are you looking for quick and easy to comprehend details about commercial package insurance? Here’s a mini glossary for the most common terms for it.

​Is optimum and smooth ride your top priority on the road? Check these techniques to insure a better auto experience.