Desmond Insurance Blog
Small the medium-sized business owners are adding a commercial package policy into their business insurance. Commercial package insurance is considered an individualized policy as it includes certain coverages that you may choose as a policyholder. A CPP typically covers general liability and property together with other bundles of risk coverages.
If your business wants comprehensive protection in one flexible insurance plan, a commercial package policy is an ideal solution. A lot of insurance carriers offer customized CPP for different niches such as health care providers, restaurants, heavy manufacturing, light manufacturing, churches, schools, and many others.
Closing a deal can be made simple. To get the full value of your current vehicle, you need to learn the technique of gathering offers. Continue reading this guide in trading in your car to become successful.
Housing markets are getting weaker from recent years up to these days. Why is that? This is something that will be answered by this article, so continue reading to get the things that can benefit you.
There are three significant reasons why housing markets are dwindling. These are:
If you have an undertaking that provides expert services to your clientele, it is highly suggested to take out the right insurance. Continue reading this post to learn more about it.
Continue having a good driving record, and you will have a higher chance of getting lower car insurance premiums. Aside from this, there are other ways. Read this post to get an idea.
You might be aware that running a business entails a lot of risks. Instead of buying an insurace plan for each risk, which can be costly, getting a CPP can help you choose what you want and save a lot of money. Why? Most insurance companies will enable you to pay out lower premiums for Commercial Package Policy. CPP is a type of protection that covers multiple risks — property and liability risks.
Bellevue Insurance Executive Installed as Chair-Elect of Big I Kentucky Board
Louisville, KY – Big I Kentucky (BIG I KY), the state’s leading insurance trade association, has elected Kevin T. Desmond as Chair-Elect. His appointment took place at the association’s 123rd Annual Convention & Trade Show on November 21, 2019 at the Omni Hotel in Louisville, KY.
Desmond is President of Desmond Brothers, Inc. in Bellevue, Kentucky. He is a graduate of Newport Catholic High School and earned a Bachelor of Arts degree from Xavier University in 1977. He also currently serves as a member of BIG I KY’s Events, Foundation, Government Affairs and Industry Partner Committees and is a former Board Member of the Cincinnati chapter of the Juvenile Diabetes Research Foundation.
He and his wife, Karen, reside in Fort Thomas. Kevin has two daughters, Stephanie Wood and Jennifer Markus.
Also installed at the event were Ray Robertson, CIC as Chair and Whitney Floyd as Vice Chair. Robertson is Partner of Limestone Agency, LLC in Mt. Sterling. Floyd is Vice President of Field & Main Insurance in Henderson.
About Big I Kentucky - Big I Kentucky, formerly the Independent Insurance Agents of Kentucky (IIAK) is the largest insurance trade association in the state, with more than 300 insurance agencies, employing more than 3,000 people as its members. Independent agents offer customers a choice of policies from a variety of insurance companies. This diversity enables flexibility, customization, competitive pricing and advocacy for the end consumer. These agents offer all lines of personal and business insurance including – property, casualty, life and health, as well as employee benefit plans and retirement products. Big I Kentucky members are Trusted Choice® agents committed to providing a high level of responsive, ethical, courteous and personalized customer service. The organization was founded in 1896. For more information, visit www.iiak.org. Trusted Choice® agents can be found at www.TrustedChoice.com.
Most homebuyers avoid getting a used house that requires a lot of constructions and renovations. They want a new home where their family can obtain maximum comfort right away. But, it depends on what the seller offers. Some buyers can live with an unfinished house, and they handle the rest little by little. If you’re one of them, read this post to learn more about saving money when planning to own a new home.
You need commercial insurance for your commercial property in case a catastrophic event occurs on your property. Commercial property insurance is very important in case there's a great fire that consumed the buildings on your property or partly destroyed your hotel or restaurant facilities. When you have a commercial property, and you're buying commercial property insurance for the first time, remember these things.
No business is ever immune to accidents. Contractors encounter accidents anytime. Thus, it is essential that you have the right insurance coverage and that you know well which things your coverage does not include. If you’re a contractor, you need to ask the right questions in order to make sure that you have the coverage that perfectly suits your business.