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      • 05/13/2025- Medicare 101- Brass Key Coffee
      • 05/20/2025 - Medicare 101- Desmond Ins
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    • Report a Claim
    • Update Contact Info
  • Personal Insurance
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Desmond Insurance Blog

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Intuition In Business: The Secret Weapon Of Successful Entrepreneurs

3/17/2025

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Entrepreneurship is often portrayed as a journey of calculated risks, strategic decisions, and data-driven outcomes. While all of these factors are undeniably important, there is one ingredient that many successful entrepreneurs rely on, and it’s not always measurable or quantifiable: intuition. The ability to trust your gut and make decisions based on a deep-seated understanding of your business and market can be a secret weapon that sets apart successful entrepreneurs from the rest.
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In this blog, we’ll explore the role of intuition in business, how it influences decision-making, and why it can be a crucial factor in entrepreneurial success. We'll also discuss how entrepreneurs can develop and harness their intuition to guide them through complex decisions.

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10 Home Insurance Myths Debunked

3/10/2025

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Home insurance is an essential safeguard for homeowners, but misconceptions about coverage can lead to costly surprises.
 
In 2025, the national average cost of a home insurance policy with a $300,000 dwelling limit is approximately $2,304 per year, or around $192 per month. However, many factors—such as location, home age and size, deductibles, policy limits, and the cost of building materials—can influence your premium.
 
To help you better understand what your policy does and doesn’t cover, we’re breaking down ten common home insurance myths.

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Preventing The Unexpected: The Most Common Home Insurance Claims & How To Avoid Them

3/10/2025

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Homeownership comes with its fair share of responsibilities, and one of the most important is ensuring your home is properly protected against unforeseen incidents. While having home insurance is essential for safeguarding your property, understanding the most common home insurance claims and how to prevent them can help you avoid significant financial losses and maintain peace of mind.
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In this blog, we’ll discuss the most frequent home insurance claims, what causes them, and, most importantly, how you can take proactive steps to prevent them. Whether you’re a new homeowner or looking to reevaluate your existing coverage, these tips will help reduce your risk and ensure your home remains safe.

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Trade-In Like A Pro: Strategies To Get The Most For Your Car Upgrade

3/3/2025

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Upgrading your car can be an exciting process, but navigating the trade-in process can often feel daunting. Whether you’re looking to get a new model or simply want to make a change, trading in your old vehicle is one of the most efficient ways to lower the cost of your upgrade. However, many car owners leave money on the table because they don’t understand how to maximize the trade-in value of their vehicle.
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In this blog, we’ll walk you through strategies to help you get the best possible deal when trading in your car. From preparing your car for trade-in to negotiating the best offer, these tips will help ensure you walk away with more cash in your pocket and a smoother upgrade experience.

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Smoothing The Way: How Site Prep & Grading Ensure Project Safety And Stability

2/24/2025

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​Every successful construction project begins with a solid foundation—literally. Site preparation and grading are essential steps in ensuring a safe, stable, and efficient build. Whether constructing a residential home, commercial property, or large infrastructure, proper site prep minimizes risks, prevents costly errors, and sets the stage for long-term structural integrity. In this guide, we’ll explore the importance of site prep and grading, their key processes, and why they are crucial for project safety and stability.

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Is Kentucky Holding Your Unclaimed Money? Here's How to Find Out

2/18/2025

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Did you know millions of dollars in unclaimed assets are waiting to be claimed each year? Most of this money comes from sources like dormant bank accounts, uncashed checks, insurance policies, and forgotten investments.
 
In Kentucky, these funds are managed by the Office of the State Treasurer—and the best part? You can search for and claim what’s rightfully yours at no cost! When businesses are unable to reach the rightful owners of financial assets, they turn the funds over to the state. The Kentucky State Treasurer’s Unclaimed Property Database allows individuals, families, and businesses to check if they have missing money.
 
If you think you might have unclaimed property, take a few minutes to search—it could be worth more than you expect!​
Search Now
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Legal Safeguards: The Essential Business Insurance Every Law Firm Needs

2/17/2025

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​Running a law firm requires more than just legal expertise—it also demands strong financial protection. No matter how careful attorneys are, legal practices face risks such as malpractice claims, data breaches, employee disputes, and property damage. The right business insurance can safeguard a firm from costly legal battles, reputational harm, and financial instability. In this guide, we’ll cover the essential types of insurance every law firm should consider.

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Bathroom Bliss: Transform Your Space With These Remodeling Secrets

2/12/2025

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​Your bathroom should be more than just a functional space—it should be a personal retreat where you can unwind, refresh, and rejuvenate. Whether you’re planning a full renovation or simple updates, a well-designed bathroom can enhance your home's comfort and value. In this guide, we’ll share top remodeling secrets to help you create a stylish, efficient, and relaxing bathroom.

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Know What You’re Covered For: A Beginner’s Guide To Auto Insurance Policies

2/5/2025

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​Auto insurance can feel overwhelming, especially for first-time buyers. With so many policy options, coverage types, and terms to understand, knowing what you're covered for is crucial. This guide breaks down the basics of auto insurance, helping you make informed decisions about protecting yourself and your vehicle.

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The Importance Of Guest Feedback And How To Act On It

1/27/2025

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​In the service industry, understanding and responding to guest feedback is crucial for sustained success and improvement. Whether you run a hotel, restaurant, or retail business, guest feedback offers invaluable insights into customer satisfaction and areas needing attention. This blog explores why guest feedback is vital and how businesses can effectively act on it to enhance their services and customer experience.

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