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Desmond Insurance Blog

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7 Primary Advantages Of Having Home Insurance

2/20/2023

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​A house is an asset that owners should protect from untoward incidents. The valuable entities stored in the house must also be accounted for. Home insurance may help cover financial costs when it is destroyed or damaged. Moreover, it might include the coverage for temporary housing when the home is uninhabitable.

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What Are my Basic Rights As A Tenant?

12/26/2022

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​Your basic rights as a tenant can protect you from abusive treatment of landlords and other cases where something disrupts your quality of living.

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Things Not To Have In Your Home

11/21/2022

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​Several people might not be aware of it, but your home likely has many hidden dangers you aren't aware of. Scientists have discovered that compounds used in a wide range of products we use daily may be more harmful than previously assumed. 

The following is a list of objects you should keep away from home.

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Is Damage To A Neighbor's Property Covered By Home Insurance?

10/10/2022

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​Storms, vandalism, and explosions can all cause property damage. Your policy should also cover you against fire and theft. However, although a policy protects your home's structure and personal items, it can protect your neighbor's property in certain circumstances as well.

The personal liability portion of your coverage pays the other party if you're responsible for damages. Understanding how home insurance policies function and purchasing adequate coverage while shopping for coverage is critical.

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Don't Make These Insurance Claims Mistakes

10/3/2022

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​Homeowners' insurance might be challenging if you don't completely comprehend your coverage and the claims process. When filing a claim, you can avoid making several typical blunders. If you have questions, contact your insurance agent and follow their instructions for filing a homeowners' insurance claim.

However, just decreasing or eliminating critical coverage is like going on a diet without exercising. All it's about is the numbers, not the results. Don't risk being underinsured and responsible for substantially larger payments in the event of a calamity.

These are common mistakes you won't want to make:

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4 Renovation Ideas For 2022

9/19/2022

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​Do you feel like your home needs an upgrade? It's time to begin one of the most exciting areas of renovation planning which is the designs you would like to incorporate into your new space. Here are a few ideas that could help make your renovation process easier.

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4 Ways To Improve Your Home's Value

8/16/2022

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​Did you know that remodeling your house can help increase the financial value of your home? Such upgrades to your home should help you make extra money if you were to sell the house. Home renovations can be a good move to help you make more toward the loan of your next home.

Even if you are not planning to sell the house soon, these possible ways should be able to increase property value in the years to come.

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Trendy Home Improvement Ideas In 2022

7/18/2022

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​When it comes to renovating your home, some items need to be fixed or updated, and other enhancements boost the visual appeal. Also, you don't want to modify your house, spend thousands, and not have it up to date with the latest trends, so continue reading to learn how you can stay on trend!

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5 Interior Design Trends For 2022

6/27/2022

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​As the year comes to a close, nothing beats consulting with your favorite interior designers to anticipate the home design trends we can expect to see in the coming months. We all begin to spend more time in our homes, so we have more interest in making them functional and beautiful. House décor has become increasingly about balancing aesthetics and functionality. 

Bathroom upgrades such as bidets and multiple shower heads make bathrooms feel more luxurious, while rooms with geometric decorations provide us something new to look at every day. And today, you'll be reading about 5 interior design trends to keep you in the loop.

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Safety Rules That Should Be Implemented At Home

5/23/2022

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There are so many things that can go wrong at home, and to keep your family safe, you should implement some rules. 
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These rules may seem like common sense, but there’s no better time than now to make sure everyone knows them by heart. Here are some of the most important safety rules that should be implemented at home

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