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Desmond Insurance Blog

Understanding the Basics of Business Insurance: What Business Owners Should Know

9/23/2020

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​A Business Owner Policy or BOP can provide for the basic liability and liability coverage for starting businesses. However, if your business is constantly growing and becoming more complex, consider purchasing a Commercial Package Policy or CPP.  Similar to the BOP, COP allows you to group various coverage types under one policy. Most CPPs comprise of:

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Exploring Commercial Package Policies: Things to Consider before Choosing Your Package

9/17/2020

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​Managing a business can be challenging but is a good way to earn money, offer jobs,  goods and services, and even a way to express one’s passion. However, with numerous opportunities that can be given to you, there are also many risks when it comes to starting one's business.  Here are things to consider before choosing your package:

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Making Critical Choices: What to Consider When Choosing Commercial Hotel Insurance

9/14/2020

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​Hotel owners face various risks, so having a comprehensive commercial property and liability hotel insurance is essential in handling hotel hazards. To mitigate possible risks in the future, there is a need for a well-tailored insurance package suitable for your business. With the appropriate insurance coverage, you can keep your assets safe and maintain your hotel’s reputation. Here are things to consider in choosing commercial hotel insurance:

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Understanding General Liability Insurance Coverage For Contractors And Construction Businesses

9/3/2020

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​Insurance of general liability covers customer injuries, property damage, and related lawsuits. Businesses involving commercial leases and contracts are usually required to have coverage. Employees such as general contractors and carpenters as well as construction businesses and contractors face high risks. In cases of injury or damage at your business site, general liability insurance can pay for the costs of medical bills and repairs. General liability insurance coverage involves: 

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