Ways to Compare Auto Insurance Quotes

​Before anything else, everyone should know that all car insurance rate quotes must be free of charge, no matter what insurer it is. Although some auto insurers require a down payment before your policy starts, you should not hesitate to ask for a quote estimation to your chosen insurance company. While asking for quotes, here are the ways to compare auto insurance quotes to help you.

1. Gather your information
   The quickest and easiest way to compare car insurance quotes is to prepare the following on hand:
     - Personal information – the address, birth date, occupation, marital status, and driver’s license of every beneficiary that you want to include on your policy
     - Vehicle information – date of purchase, mileage, and the Vehicle Identification Number (VIN) for each car that you want to get insured. However, if you didn’t purchase a vehicle yet, get mileage, make, model, and year ready.
      - Driving history – know and include all claims, violations, and tickets that you've had in the last five years, as well as any of the completed driving courses you have taken.
   
   
2. Choose the correct liability car insurance coverage levels
   Little did you know, auto insurance is not merely an investment after you've bought your car but also financial protection, especially when you get involved in a severe accident. Bills for damages and injuries, as well as lawsuits, can deprive your hard-earned money. Good thing that liability auto insurance got your back as it protects you from the worst scenario that can happen, so it is also essential to use the right liability coverage for your comparison.
   
   
3. Decide whether you need full coverage car insurance or not
   Although liability coverage seems like a pretty good deal, it does not pay for your car and injuries you and your passengers sustained in times of an accident. Thus, many people resort to full coverage insurance to lessen the expenses without knowing when they should purchase that type of policy. It may include liability, comprehensive, and collision coverages, so you need to determine the amount of coverage you want.

No matter what coverage or policy you choose, ensure that you have compared the quotes on the same coverage type and the amount you need at the best price. Comparing car insurance quotes may not be the most white-knuckling part of your day, but it can save you a lot of money.

At Desmond Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (859) 491-5100 or Click Here to request a free quote.