Desmond Insurance
  • Home
  • Quotes
    • Auto and Recreational Vehicles >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health >
      • Health Insurance Quote
      • Disability Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Vision Insurance Quote
    • Life & Financial >
      • Life Insurance Quote
      • Life Insurance Review
      • Life Insurance Calculator
      • Annuity Quotes
      • Final Expense Insurance Quote
    • Medicare >
      • Medicare Insurance Options Information Request
    • Pet >
      • Pet Insurance Quote
    • Property >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other
  • Services
    • Business Insurance Renewal
    • Certificate of Insurance
    • Free Consultation
    • Make a Payment
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Insurance
    • Auto and Recreational Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Vision Insurance
    • Life & Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Medicare >
      • Medicare Supplement Coverage
    • Pet >
      • Pet Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Wedding Insurance
  • Referrals
    • C4C Referral Program >
      • 2023
      • 2022
      • 2021
      • 2020
      • 2019
      • 2018
      • 2017
    • About C4C
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Privacy Policy
  • News
    • Blog
  • Contact
  • Home
  • Quotes
    • Auto and Recreational Vehicles >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health >
      • Health Insurance Quote
      • Disability Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Vision Insurance Quote
    • Life & Financial >
      • Life Insurance Quote
      • Life Insurance Review
      • Life Insurance Calculator
      • Annuity Quotes
      • Final Expense Insurance Quote
    • Medicare >
      • Medicare Insurance Options Information Request
    • Pet >
      • Pet Insurance Quote
    • Property >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other
  • Services
    • Business Insurance Renewal
    • Certificate of Insurance
    • Free Consultation
    • Make a Payment
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Insurance
    • Auto and Recreational Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Vision Insurance
    • Life & Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Medicare >
      • Medicare Supplement Coverage
    • Pet >
      • Pet Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Wedding Insurance
  • Referrals
    • C4C Referral Program >
      • 2023
      • 2022
      • 2021
      • 2020
      • 2019
      • 2018
      • 2017
    • About C4C
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Privacy Policy
  • News
    • Blog
  • Contact

Desmond Insurance Blog

RSS Feed

Home Insurance Guide For New Homeowners

8/2/2021

1 Comment

 
Picture
Building a home is one of the most significant milestones a person can achieve in his or her lifetime. A house is an expensive asset. There are unexpected incidents that may happen inside or outside the house, such as fire, earthquake, or any form of damage.
​
These factors make it a good idea for new homeowners to have their homes insured. Home insurance will protect the new house and the finances of the owners.
About Home Insurance Policy
Home insurance offers financial protection in fatal cases that involve the house. It serves as a safeguard that will help the owners pay for repairs and replacements of their homes. In general, home insurances are given as “package policies,” which means that it is not only property damage included but also the liability of homeowners. 

Why Do You Need a Home Insurance Policy for Your New Home
One of the many reasons new homeowners should get home insurance, aside from its long-term investment, is because the policy does so much more than just protecting the house. Buying a standard home insurance policy covers the house, but it also extends to the personal belongings and medical bills of those who might get injured on the property. 

What is Covered When You Buy Home Insurance Policy
Home insurance covers almost all content in a house, even personal belongings like clothes, jewelry, anything essential that is movable. Dependents, if there are any in a household, are also included in the policy.

Here are some coverages a standard policy offers:
  • Dwelling and Other Structures coverage: gardens, garages, backyards, sheds, or any structures, like fences and part of the house property are also protected. 
  • Personal Property coverage: the home insurance policy can replace furniture, electronics, whether it was stolen or destroyed.
  • Personal Liability coverage: liability is covered if a household member accidentally damaged another property or has caused injury to someone.
  • Medical Protection for Guests: if a visitor is accidentally injured within the house premises, medical bills are covered.
  • Additional Living Expenses coverage: temporary living costs for residing away from the home because of fire or any incident will be shouldered by the insurance policy.

Conclusion
New homeowners should get a home insurance policy, even if it is just a rented condominium or a small apartment, to have financial security. Natural disasters are an inevitable source of accidents involving houses, so it is better to be prepared for the worse.

At Desmond Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (859) 491-5100 or Click Here to request a free quote. 
1 Comment
pennie insurance pa link
4/27/2022 10:40:47 pm

The quality of the content of your blog was great. Very impressive and useful write-up. Will be waiting for more updates. Keep posting.

Reply



Leave a Reply.

    Contact Us

    (859) 491-5100​
    217 Fairfield Ave
    Bellevue, KY 41073​
    Click Here to Email Us

    Archives

    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2017
    October 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner's Package (BOP) Insurance
    ​Commercial Package Policy
    ​Commercial Package Policy
    FAQs
    Financial
    General Liability Insurance
    Home Insurance
    Insurance
    Local
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login
Privacy Policy

Connect With Us

Share This Page

Contact Us

Desmond Insurance
217 Fairfield Ave
Bellevue, KY 41073
(859) 491-5100​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash