Desmond Insurance
  • Home
  • Quotes
    • Auto and Recreational Vehicles >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health >
      • Health Insurance Quote
      • Disability Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Vision Insurance Quote
    • Life & Financial >
      • Life Insurance Quote
      • Life Insurance Review
      • Life Insurance Calculator
      • Annuity Quotes
      • Final Expense Insurance Quote
    • Medicare >
      • Medicare Insurance Options Information Request
    • Pet >
      • Pet Insurance Quote
    • Property >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other
  • Services
    • Business Insurance Renewal
    • Certificate of Insurance
    • Free Consultation
    • Make a Payment
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Insurance
    • Auto and Recreational Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Vision Insurance
    • Life & Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Medicare >
      • Medicare Supplement Coverage
    • Pet >
      • Pet Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Wedding Insurance
  • Referrals
    • C4C Referral Program >
      • 2023
      • 2022
      • 2021
      • 2020
      • 2019
      • 2018
      • 2017
    • About C4C
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Privacy Policy
  • News
    • Blog
  • Contact
  • Home
  • Quotes
    • Auto and Recreational Vehicles >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health >
      • Health Insurance Quote
      • Disability Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Vision Insurance Quote
    • Life & Financial >
      • Life Insurance Quote
      • Life Insurance Review
      • Life Insurance Calculator
      • Annuity Quotes
      • Final Expense Insurance Quote
    • Medicare >
      • Medicare Insurance Options Information Request
    • Pet >
      • Pet Insurance Quote
    • Property >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other
  • Services
    • Business Insurance Renewal
    • Certificate of Insurance
    • Free Consultation
    • Make a Payment
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Insurance
    • Auto and Recreational Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Vision Insurance
    • Life & Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
      • Umbrella Insurance
    • Medicare >
      • Medicare Supplement Coverage
    • Pet >
      • Pet Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Event Insurance
      • Wedding Insurance
  • Referrals
    • C4C Referral Program >
      • 2023
      • 2022
      • 2021
      • 2020
      • 2019
      • 2018
      • 2017
    • About C4C
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Privacy Policy
  • News
    • Blog
  • Contact

Desmond Insurance Blog

RSS Feed

Four Tips Married Couple Should Know When Buying A House

4/14/2020

30 Comments

 
Picture
Getting a new house is a crucial decision that a married couple needs to make. It will be their foundation on starting a family. It's important to consider all variables when buying a new home. The couple's expectations, needs, financial situations, and plans should be listed and accounted for. It may not seem an easy feat, but with proper planning, everything will be ok. Here are also some tips you should know when buying a house.
  1. Make Sure That Your Finances Is In Order
    Talk to your partner and discuss your financial situation. Assess your individual and joint finances and check if you can afford a new house. Remember that when buying a home, you will be required to present proof of your income. 

    They will also check if you are creditworthy. So make sure to check your credit reports if everything is correct. Do note that having low credit can affect your financial viability, especially the interest rate.

  2. Consider If You Can Afford It.
    Everyone wants to have their own dream house, but getting one is a tough decision to make. There are a lot of things to consider when buying a new home. The first thing you need to check is how much money you are willing to pay for the house.

    It's vital to verify that you have enough funds to pay for the house or at least cover the down payment. The couple also needs to consider their own financial obligation that they are currently responsible for. Even their future plan should be acknowledged to know if they can afford it.

  3. Know Each Other's Expectations
    Communication is vital in any relationship, especially if you just got married. It is also a key factor you need if you are buying a new house with your spouse. Both individuals must know their own expectations and communicate them with each other. In this way, they will have an idea about what house they need to purchase. It's better to talk this through before you start searching for a new house. It will let you focus more on house hunting and prevent any disputes.

  4. Check The Community. 
    It is also essential to check the neighborhood where you are considering buying a house. Make sure that it's a healthy and safe community. Check if there any or what type of development is happening in the area. If you are planning to have children or if you have one, then check out the schools nearby.

Buying a house is a big endeavor for people, especially for newlyweds. It can signify a new beginning with your partner. Make sure that you keep it protected by investing in house insurance. Don't hesitate to consult with an agent from a reputable insurance company now.

At Desmond Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (859) 491-5100 or Click Here to request a free quote.
30 Comments
rachel frampton link
7/9/2020 02:47:17 am

My sister and her husband are currently looking for a family home because their children are already growing, and living in a small apartment is not ideal anymore. I'm glad you shared this; I'll make sure to inform them about fixing their credit report since this will be asked when their applying for a mortgage. I also agree with you that they must discuss their expectations first, so it will be easier to locate a home.

Reply
Derek Swain link
9/8/2020 10:39:00 am

Thanks for mentioning how couples should discuss their needs prior to purchasing a house so that they will be able to determine what kind of property they should consider buying. Now that my brother is married, he needs to find a house with plenty of bedrooms since he and his wife plan on having their first child next year. Hopefully, they can identify their priorities as they search for a home.

Reply
Eli Mcmullen link
9/22/2020 12:31:13 pm

Thank you for mentioning how you should consider your current and future financial situations so that you can properly determine whether or not you can afford a specific house. I recently inherited some money from my late mother a few months ago, and I would like to find a single-family home so that my wife and I will have the yard space needed to adopt a German shepherd this year. We'll consider our current financial standing as we search for a property.

Reply
Zachary Tomlinson link
10/5/2020 07:42:14 pm

My friend is thinking of purchasing a home this year since his long time girlfriend is about to give birth. Your advice on how he should make sure that they can afford the home is indeed a great step. This way, he'd be able to meet any payments without issues. I'll share this with him and suggest that he look for home insurance available for his future home.

Reply
Toby Ryan link
10/6/2020 12:41:13 pm

I'm thankful that you brought up the importance of discussing your expectations with your spouse so that you can avoid potential disagreements when searching for a property. My wife and I have been trying to determine whether or not we should have a child next year, and I would like to purchase a home with a large dining room in case we decide to have more the one child in the future. I think I should consult my wife before we start finding potential houses to live in.

Reply
emily bennette link
10/9/2020 09:31:10 pm

My brother got married two years ago and he and his wife are considering getting their first house. It is nice to know that they will want to look into the community. I think they would prefer to live in an area that has a lot of young kids. Since they want to start a family soon.

Reply
megan alder link
10/12/2020 01:02:10 pm

My husband and I just got married and we're living in a temporary apartment, for which we are looking for advice to buy our first house. I love that you talked about the importance of knowing what each other is looking for to be able to set expectations and a budget. We will definitely talk about all this and we'll make sure that we make the best decision.

Reply
Taylor Hicken link
11/24/2020 05:38:27 pm

You made a good point when you mentioned checking the neighborhood where you are planning to reside and make sure that it has a safe and healthy community. My wife and I are thinking of moving to a new house since we are expecting a new baby next year so we might want to get a bigger home to accommodate our family. I will keep in mind to search for a nice neighborhood where my children can grow up healthily.

Reply
Property for sale Marlborough Sounds link
12/15/2020 10:05:57 pm

Wonderful information, thanks a lot for sharing kind of content with us. Your blog gives the best and the most interesting information on four tips married couple should know when buying a house. I wonder if we can gather such practical information about it, a great post definitely to come across.You must also check out Rewarewasoundsproperty.com it has some great insights too.

Reply
Leila Robinson link
1/1/2021 03:43:24 am

Oh My God!!! This is a great blog, I am happy that I have come across this one. It’s an amazing blog to read about the four tips for married couples while buying a house in detail. Thanks for this wonderful content. I loved reading your article, as it provide clear information regarding the web design ui ux seo. Great blog to share!!

Reply
Landlord management Queenstown link
1/21/2021 02:35:30 am

It’s a great source of knowledge; I think it will be helpful for lot of people who are looking for four tips married couple should know when buying a house. Thank you very much for sharing this article, this is really helpful for me, thanks again!

Reply
Charlotte Fleet link
1/27/2021 11:59:30 am

My husband and I are hoping to buy a single-family home by the summer to move into. I like how you mentioned that it is important to take into consideration the type of neighborhood you are moving into and to make sure it is safe and healthy. We will be sure to find a home in a community that is safe and fits our needs perfectly.

Reply
Darrien Hansen link
2/4/2021 08:47:00 am

Thank you for explaining the importance of keeping your down payment in mind when finding a property that is within your price range. My brother has been thinking about moving to an area that is close to where our parents live so that he can help take care of them, but he needs to find something that is affordable since he hasn't been able to find a job since he graduated from college last month. Hopefully, he keeps his budget in mind as he looks for a house.

Reply
Kristofer Van Wagner link
2/24/2021 08:02:34 pm

I do agree that it is important for us to consider our finances when we are looking for a house. My wife and I just got married and we are planning to buy a house as we would like our own space. I will definitely sit with my wife to decide on the budget before looking for a house.

Reply
Adam Golightly link
3/4/2021 11:10:51 am

My sister has been thinking about buying a home because she just got pregnant with her husband. She would really like to buy one with the help of a professional to make sure it will be in the perfect place to raise kids. I'll be sure to tell her about how she should make sure that the community is safe, healthy, and has a good school nearby for them.

Reply
Curtis Butler link
3/11/2021 11:34:48 am

I'm glad that you mentioned how conveying your expectations to your significant other prior to looking for houses can help you avoid disagreements while house hunting. My wife and I agree that we need to find a house that has plenty of bedrooms since we'd like to have a child next year, but we aren't sure what style of home would match the furniture that we plan on buying. We'll consider our needs as we look for a property.

Reply
Erika Brady link
3/16/2021 08:33:55 am

My friend will be getting married in three months, and since he and his wife have both been working and saving money for at least three to four years, they have enough money for a home. I'll let him know that they should communicate their expectations with each other to know what they each want before they go house hunting. Maybe it would be good for them to both write down their list of requirements and desires to have everything on hand and ready for when they start house hunting.

Reply
kate hansen link
5/19/2021 01:02:15 pm

I like how you said to have your finances in order. My sister and her fiance are needing to find a house. I'll make sure to pass these tips along to them as they search for a house to get.

Reply
Eve Mitchell link
5/20/2021 10:55:19 am

I loved the tip about checking the community. My husband and I are looking for our first home. We would love to find a home in a good neighborhood with lots of kids.

Reply
Sophie Taylor link
6/1/2021 02:21:30 am

Great tips for married couple, me and my boyfriend is planning to get marry next month and this tips will help us to when buying a house. Awesome and also I can share it with my friend who also married last two months.

Reply
Tez link
6/23/2021 04:50:01 pm

I think you are right about knowing how to fit in insurance with a home purchase. I need to get the insurance that will cover all liabilities. I'll have to consider getting something with lower premiums.

Reply
Kristofer Van Wagner link
6/29/2021 09:00:27 pm

I do agree that when buying a house, it is advisable for us to look at the amenities. In doing so, we will have a clearer idea of its facilities and value. I will definitely look at all at the available amenities when surveying for a house.

Reply
Hailey Miller link
7/1/2021 06:53:38 pm

It really helped when you said that couples should ensure their finances are in order before buying a house to ensure that they can afford it. My husband and I are planning to start our own happy family in December. I guess we should start looking for single-family homes with great views on Monday so we can choose something that is within our budget.

Reply
Kristofer Van Wagner link
7/11/2021 04:07:36 pm

I do appreciate that it is important for us to have our finances managed and in order as in doing so, it will be easier for us to choose the right house for us to purchase. The other day my friend who is recently married mentioned that they are looking to buy a house. I will definitely mention to them to have their finances be in order.

Reply
Stefan Bradley link
7/30/2021 11:41:52 am

I love that you mentioned the importance of being mindful of each other's expectations when purchasing a property. I would like to buy a luxury home with my wife this year. Hopefully, we can find a home that will please us both.

Reply
Edmonton Realty link
9/20/2021 11:18:11 pm

It is a lot easier to collect tips on what not to do, but it is more valuable to find out the practical and specific strategies in gaining the full understanding of the financial process of owning a home.

Reply
Chance Cook link
9/29/2021 07:09:11 am

I like the advice to consider a house if you can afford it. That would stop you from trying to get a house that costs too much. Being able to afford it will also help you stay out of debt later on.

Reply
Realtor Sherwood Park link
11/15/2021 06:36:12 am

Newlyweds should consider how long they will live in the home, if the home is an investment and whether the size and layout will work as a forever home.

Reply
First Home Buyer Loan link
8/16/2022 09:58:13 pm

Thanks for sharing this article. I love it.

Reply
Mortgage Broker in Wahroonga link
8/31/2022 11:25:34 pm

Thanks for sharing this post. I love reading it.


https://zippyfinancial.com.au/mortgage-broker-in-wahroonga/

Reply



Leave a Reply.

    Contact Us

    (859) 491-5100​
    217 Fairfield Ave
    Bellevue, KY 41073​
    Click Here to Email Us

    Archives

    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2017
    October 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner's Package (BOP) Insurance
    ​Commercial Package Policy
    ​Commercial Package Policy
    FAQs
    Financial
    General Liability Insurance
    Home Insurance
    Insurance
    Local
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login
Privacy Policy

Connect With Us

Share This Page

Contact Us

Desmond Insurance
217 Fairfield Ave
Bellevue, KY 41073
(859) 491-5100​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash