Desmond Insurance
  • Home
  • About Our Agency
    • Staff Directory
    • Client Testimonials
    • Newsletter Signup
    • Insurance Carriers
    • Referrals >
      • C4C Referral Program >
        • 2025
        • 2024
        • 2023
        • 2022
        • 2021
        • 2020
      • About C4C
    • Privacy Policy
  • Services
    • Quotes
    • Business Insurance Renewal
    • Certificate of Insurance
    • Make a Payment
    • Education Event >
      • 05/13/2025- Medicare 101- Brass Key Coffee
      • 05/20/2025 - Medicare 101- Desmond Ins
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Personal Insurance
    • Home Insurance
    • Auto Insurance
    • Renters Insurance
    • Umbrella Insurance
    • Life Insurance
    • Medicare Supplement
    • Health Insurance
    • Disability Insurance
    • Long-Term Care >
      • Medicaid LTC Protection
    • Other
    • Financial
  • Business Insurance
    • Business Insurance
    • Workplace Benefits
    • Business Owner Planning
  • Blog
  • Contact
  • Home
  • About Our Agency
    • Staff Directory
    • Client Testimonials
    • Newsletter Signup
    • Insurance Carriers
    • Referrals >
      • C4C Referral Program >
        • 2025
        • 2024
        • 2023
        • 2022
        • 2021
        • 2020
      • About C4C
    • Privacy Policy
  • Services
    • Quotes
    • Business Insurance Renewal
    • Certificate of Insurance
    • Make a Payment
    • Education Event >
      • 05/13/2025- Medicare 101- Brass Key Coffee
      • 05/20/2025 - Medicare 101- Desmond Ins
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Personal Insurance
    • Home Insurance
    • Auto Insurance
    • Renters Insurance
    • Umbrella Insurance
    • Life Insurance
    • Medicare Supplement
    • Health Insurance
    • Disability Insurance
    • Long-Term Care >
      • Medicaid LTC Protection
    • Other
    • Financial
  • Business Insurance
    • Business Insurance
    • Workplace Benefits
    • Business Owner Planning
  • Blog
  • Contact

Desmond Insurance Blog

RSS Feed

All You Need to Know About Commercial Package Insurance Policy

12/12/2019

0 Comments

 
Picture
​You might be aware that running a business entails a lot of risks. Instead of buying an insurace plan for each risk, which can be costly, getting a CPP can help you choose what you want and save a lot of money. Why? Most insurance companies will enable you to pay out lower premiums for Commercial Package Policy. CPP is a type of protection that covers multiple risks — property and liability risks.
More about Commercial Insurance Package
CPP is bespoke insurance under one policy. It is ideal for small to mid-sized business.  These businesses can quickly apply for the package because, typically, they have smaller liability necessities, and don’t utilize enormous facilities.

What CPP Can Bundle
Here are various types of coverage that can be under one policy:
General liability insurance
  • Property insurance
  • Fleet protection
  • Electronic data processing cover
  • Business income insurance
  • Commercial crime insurance
  • Business umbrella liability
  • Employment practices legal responsibility
  • Equipment interruption
  • Pollution liability
  • Inland marine protection

Example of Businesses that Need CPP
  • Light manufacturing companies
  • Vehicle wash facilities
  • Digital marketing centers
  • Shipping companies
  • Apartments and lodgings
  • And, many others

Commercial Package Exclusion
Thankfully, CPP can include a lot of covers. However, it can’t cover the following:
  • Workers’ compensation
  • Directors and officers liability
  • Life Insurance
  • Health and disability

Take note: The reason why CPP can’t include those four types of coverage is these coverages need to be purchased separately required by the law. Also, they entail distinct policy choices and decisions. 

Is Commercial Package the Same as Business Owner Policy?
The answer to this question is no. Both the Commercial Package and Business Owner Policy bundle various types of coverage, but there is a distinction. 
​
  • Business Owner Policy: This plan bundles a list of covers, but some of them may be of interest to the policyholder. In other words, the insurer chooses the covers to offer.
  • Commercial Package: The policyholder has the freedom to customize the package. In other words, you can explicitly select the types of protection that you want through this package.

Determine the types of protection that you need and get the necessary commercial package insurance plan now from a trusted insurer. It’s an excellent and flexible approach to safeguard your business.

At Desmond Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (859) 491-5100. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (859) 491-5100​
    217 Fairfield Avenue
    Bellevue, KY 41073​
    Click Here to Email Us

    Archives

    June 2025
    May 2025
    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2017
    October 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner's Package (BOP) Insurance
    ​Commercial Package Policy
    ​Commercial Package Policy
    FAQs
    Financial
    Flood Insurance
    General Liability Insurance
    Home Insurance
    Insurance
    Local
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login
Privacy Policy

Connect With Us

Share This Page

Contact Us

Desmond Insurance
217 Fairfield Avenue
Bellevue, KY 41073
(859) 491-5100​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash