Desmond Insurance
  • Home
  • About Our Agency
    • Staff Directory
    • Client Testimonials
    • Newsletter Signup
    • Insurance Carriers
    • Referrals >
      • C4C Referral Program >
        • 2025
        • 2024
        • 2023
        • 2022
        • 2021
        • 2020
      • About C4C
    • Privacy Policy
  • Services
    • Quotes
    • Business Insurance Renewal
    • Certificate of Insurance
    • Make a Payment
    • Education Event >
      • 05/13/2025- Medicare 101- Brass Key Coffee
      • 05/20/2025 - Medicare 101- Desmond Ins
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Personal Insurance
    • Home Insurance
    • Auto Insurance
    • Renters Insurance
    • Umbrella Insurance
    • Life Insurance
    • Medicare Supplement
    • Health Insurance
    • Disability Insurance
    • Long-Term Care >
      • Medicaid LTC Protection
    • Other
    • Financial
  • Business Insurance
    • Business Insurance
    • Workplace Benefits
    • Business Owner Planning
  • Blog
  • Contact
  • Home
  • About Our Agency
    • Staff Directory
    • Client Testimonials
    • Newsletter Signup
    • Insurance Carriers
    • Referrals >
      • C4C Referral Program >
        • 2025
        • 2024
        • 2023
        • 2022
        • 2021
        • 2020
      • About C4C
    • Privacy Policy
  • Services
    • Quotes
    • Business Insurance Renewal
    • Certificate of Insurance
    • Make a Payment
    • Education Event >
      • 05/13/2025- Medicare 101- Brass Key Coffee
      • 05/20/2025 - Medicare 101- Desmond Ins
    • Policy Changes
    • Proof of Insurance
    • Report a Claim
    • Update Contact Info
  • Personal Insurance
    • Home Insurance
    • Auto Insurance
    • Renters Insurance
    • Umbrella Insurance
    • Life Insurance
    • Medicare Supplement
    • Health Insurance
    • Disability Insurance
    • Long-Term Care >
      • Medicaid LTC Protection
    • Other
    • Financial
  • Business Insurance
    • Business Insurance
    • Workplace Benefits
    • Business Owner Planning
  • Blog
  • Contact

Desmond Insurance Blog

RSS Feed

4 Tips for Purchasing Commercial Insurance for Contractors and Trades

8/23/2019

0 Comments

 
Picture
​Contractors and tradesmen have a risky job, and even the tools in construction are at possible risk. Commercial insurance is what the company needs to prevent these threats.

Here are tips for contractors and traders in purchasing commercial insurance:
Define the Main Risks
First, assess the needs and risks of the company before seeking an insurance provider. It enables you to find suitable coverage for the business. In a way, it helps you understand clearly the problems rose and possible risks.

Make a list the company needs and keep track on it. Take time to research the possible problems and insurance solution for when visiting the insurance company; you already know about it.

Companies tend to grow and change over time so assessing the risks and needs as you go along may affect the insurance coverage. 

Seek for Trusted Insurance Provider
Always look for a trusted insurance provider. In a way, it can make the company feel safe and protected. It has always been the primary goal of every company so take extra care in choosing one.

Opting for the cheapest option is the tendency. But make sure the cover fits the needs of the contractors and trades. 

Canvas all the offers of different insurance providers, do research, and look for company reviews. Ask colleagues and professionals for referrals, and weigh their offers and credibility. 

Take your time in looking for the best insurance provider. It’ll be the long term solution to possible problems that will arise in the business.

Obtain for the Basic Package
The primary type of policy in the construction package is Commercial General Liability or CGL. This package covers property damage and injuries, which is common among construction companies.

Although it is wide-ranging business insurance, it does not cover all the risks a company might face.

Act on the Loops of the Package
Review the package details as not all insurance policies are perfect. You may decide to add extra protection on the plan like the Contractors Professional Liability Insurance or CPL. It gives protection to contractors and trades in the event of construction errors. 

Commercial Insurance providers also offer business liability, property insurance, equipment breakdown insurance, commercial auto, cyber event expense insurance, and other packages.

As you enter the challenging yet fascinating world of business, remember to protect yourself by buying business insurance. It can help you deal with specific problems in the future. Start defining the company problem now, and seek for the best commercial insurance provider for contractors and trades. 

At Desmond Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (859) 491-5100. You can also request a free quote by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (859) 491-5100​
    217 Fairfield Avenue
    Bellevue, KY 41073​
    Click Here to Email Us

    Archives

    June 2025
    May 2025
    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2017
    October 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner's Package (BOP) Insurance
    ​Commercial Package Policy
    ​Commercial Package Policy
    FAQs
    Financial
    Flood Insurance
    General Liability Insurance
    Home Insurance
    Insurance
    Local
    Safety
    Workers Compensation

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login
Privacy Policy

Connect With Us

Share This Page

Contact Us

Desmond Insurance
217 Fairfield Avenue
Bellevue, KY 41073
(859) 491-5100​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash