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Desmond Insurance Blog

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Advice On Vehicle Safety That Every Responsible Driver Should Know

3/6/2023

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​With all the risks of being in an accident and injured, driving can be the most dangerous thing you do in your day. The best thing you can do is concentrate on what you can do to make driving safer. Here are some safety tips that every responsible driver should be aware of.

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What Does A Business Owners Policy Include?

3/1/2023

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​A business owner policy (BOP) covers all major property and liability risks in a single insurance package. This policy should safeguard your company against unfavorable events such as business interruption, peril, and property damage. Here are the things that a business owner policy covers you should know:

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7 Primary Advantages Of Having Home Insurance

2/20/2023

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​A house is an asset that owners should protect from untoward incidents. The valuable entities stored in the house must also be accounted for. Home insurance may help cover financial costs when it is destroyed or damaged. Moreover, it might include the coverage for temporary housing when the home is uninhabitable.

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What You Need To Know About Business Insurance

2/13/2023

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Business owners deal with risks in handling their day-to-day operations. They anticipate that their business is never safe from financial losses due to the harm of unprecedented situations that may cost them a fortune or even their business.
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Employers must prioritize preparation for these unpleasant incidents. Business insurance might protect against untoward accidents and potential financial losses. Many inclusions and options are available under the purchase agreement. All factors, including property, liability, employee, and auto, might be offered. This comprehensiveness is ideal for protecting the enterprise financially.

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First-time Car Insurance Buyers Do’s and Don'ts

2/6/2023

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​Car insurance helps you pay your medical bills when you get into an accident. That is why car insurance is highly recommended for all car owners. It may be overwhelming to purchase car insurance, especially for first-timers. And may require a lot of research and paperwork, but it can be done easily with a little preparation.  Here are the things you have to know. 

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Why Is Commercial Package Insurance Important For Your Company?

2/2/2023

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​A business is an investment in itself, but commercial package insurance is another factor that could help maintain business operations and may offer protection against incidents like lawsuits, losses, and other damages.

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Business 101: Understanding The Basics

1/30/2023

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​Business is not simple. It comes down to chance, good judgment, real-world experience, and foresight. You must grasp the fundamentals of business success if you want to succeed in business.

There are numerous technical terms to be concerned with and crucial ideas to know. It is no surprise that many people think learning business is challenging. Nonetheless, understanding how business works may be enjoyable and simple if you have the appropriate attitude and are motivated to learn.

This article will introduce you to some business basics to jumpstart your company.

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A Comprehensive Guide To General Liability For Contractors

1/23/2023

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​General liability insurance safeguards contractors from payment responsibilities in paying for unexpected accidents for their company. These include medical costs or damages resulting from third-party property damage, physical injury, or commercial injury that occurs during the policy period and is linked to or caused by the construction company.

This article will discuss and explain how contractors’ general liability insurance works.

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4 Best Cars For Beginners

1/16/2023

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​Knowing where to begin when purchasing an automobile can be difficult since numerous models are available, and new facelifts are always being released. There are numerous factors to consider before investing your hard-earned money in buying your first car, even though it may seem simple to merely pick the least expensive or even the most lavish model.

This guide will show you four suitable cars packed with features for new drivers. 

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Everything You Need To Know About Commercial Package Policy (CCP)

1/9/2023

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​Business theft, mechanical failures, inland marine, and car insurance are a few coverages that insurance companies can combine into a Commercial Package Policy. The coverage of a commercial package policy varies on the business and the program requirements. 

What makes a CCP beneficial is that you can save more in availing one than buying separate insurance policies for different threats to your company. In this guide, we’ll discuss some insurance policies usually included in a Commercial Package Policy and how it helps your company minimize the costs of risks. 

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