What is Original Medicare?Original Medicare is the traditional federal health insurance program that helps cover many of your health care needs. It includes Part A (hospital insurance), which covers hospital stays, skilled nursing facility care, hospice, and some home health services, and Part B (medical insurance), which covers doctor visits, outpatient care, preventive services, and durable medical equipment. With Original Medicare, you can see any doctor or hospital in the U.S. that accepts Medicare — no networks required. Prescription drug coverage is not included, but you can add a separate Part D plan for medications.
What is a Medicare Supplement Plan and Medicare Advantage Plan?Medicare Supplements (Medigap) and Medicare Advantage Plans (Part C) are two different ways to enhance your Medicare coverage. Medigap policies work alongside Original Medicare, helping pay out-of-pocket costs like deductibles, copayments, and coinsurance. They offer flexibility by allowing you to see any doctor or hospital that accepts Medicare nationwide.
Medicare Advantage Plans, on the other hand, replace Original Medicare with coverage from a private insurer and often bundle Part A, Part B, and usually Part D (prescription drug coverage) into one plan. Many Advantage plans also include extra benefits like dental, vision, hearing, and wellness programs, though they typically require you to use a network of doctors and hospitals. Choosing between a Supplement and an Advantage Plan depends on your budget, health needs, and preference for flexibility versus a single bundled plan. Our licensed agents are here to answer your questions, compare your options, and guide you step-by-step toward the coverage that’s right for you. Whether you’re looking at Original Medicare, Medicare Advantage, or a Supplement plan, we’ll make the process simple and stress-free. Click Contact Us and you will have the option to call or schedule an appointment directly with one of our licensed agents. We do not offer every plan available in your area. Currently we represent 7 organizations which offer 100+ products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. |
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