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 Being an independent contractor offers freedom, flexibility, and control over your professional path. But with those benefits comes responsibility—especially when it comes to protecting yourself and your business from financial loss. One area many freelancers and contractors overlook is commercial insurance.
Whether you’re a consultant, designer, IT specialist, tradesperson, or self-employed service provider, commercial insurance can shield you from unexpected liabilities that could otherwise derail your business. Here are seven compelling reasons why commercial insurance isn’t just a good idea—it’s a business necessity.
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 As daily routines become increasingly dependent on reliable transportation, keeping your car in excellent condition is more than just convenience—it's a matter of safety, performance, and long-term savings. Regular vehicle maintenance helps preserve your investment, ensures road safety, and minimizes the risk of costly repairs.
Below are 10 essential auto care practices that every driver should prioritize:  Summer break should mean freedom and fun — not tragedy. But for teen drivers, the stretch between Memorial Day and Labor Day is known as the 100 Deadliest Days, a period marked by a sharp increase in fatal crashes involving young drivers. In fact, teens are 20% more likely to be involved in a deadly crash during these months.
That’s why the National Road Safety Foundation and other youth-focused organizations are flipping the script — turning the 100 Deadliest Days into the 100 Safest Days of Summer. With awareness, action, and education, help empower young drivers to make smart choices behind the wheel. Here’s what’s behind the risk — and what you can do to help your teen drive safely all summer long.  As a parent, helping your child find the proper insurance coverage provides you peace of mind when it comes to life’s unexpected events. Here are some insurance basics that will help your child transition into life after college and plan for the future.
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