5 Insurance Tips for Your College Grad

​As a parent, helping your child find the proper insurance coverage provides you peace of mind when it comes to life’s unexpected events. Here are some insurance basics that will help your child transition into life after college and plan for the future.

1. Enroll in Their Own Auto Insurance Plan
   Up until now, your child may have been on your auto insurance. Many states, however, require that they have their own auto insurance once they have their own residence. Talk to an independent agent about the requirements in their state to make sure they are covered.
2. Get Rental or Homeowners'
   For your child, moving into their own home is a big accomplishment and they need rental insurance to protect their belongings. Whether they rent or own, there are coverages available to meet their specific needs.
3. Learn About Liability Insurance
   Although many renter’s insurance plans include some liability coverage, it may be worthwhile to have extra coverage to protect your child’s liability at home and while in an automobile. An umbrella policy provides coverage limits beyond a standard insurance policy and can help protect your child as they build their future.
4. Check Their Benefits
   As your child starts their professional career, they may have benefits like health insurance, life insurance and a retirement saving plan. Once they know what their company offers, you can help them decide if additional coverage is needed.
5. Work with a Professional 
   Navigating insurance can be complex but you and your graduate don’t have to do it alone. Our professional, independent agents are here to help them find the best coverage for all of their next steps. 

College graduation is a time of celebration and new beginnings!

​At Desmond Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs.

​You can get more information about our products and services by calling our agency at (859) 491-5100. Get your quote by CLICKING HERE.